OCTO Digital Driver™ 1.0.23

Digital Driver™ presents a robust solution for insurance companies aiming to promote safer driving behaviors and effectively manage risk through a user-friendly app interface designed for policyholders.

Auto insurers are encouraged to request a trial code by visiting the link labeled 'Developer Website' to evaluate the effectiveness of the app's services:

• Driving Style and Trip Details: Drivers can visualize their trips, gaining insights into key statistics that enhance their awareness of personal driving habits.
• DriveAbility® Scores: This feature offers a range of leading scores that assess various driving aspects impacting risk, providing users with clear indicators for safer driving practices.
• Distracted Driver Detection: The app identifies smartphone usage events while driving, heightening awareness of potentially risky behaviors.

The app's capabilities can be further expanded with additional features aimed at incentivizing safe driving through engaging gamification elements or utilizing automatic crash detection through smartphone sensors or a discreet Smart Tag affixed to the windshield.

• Crash Reports and Summary Lists: Both policyholders and insurers can swiftly access detailed dynamics of incidents with accurate reconstructions.
• Early FNOL via Web Interface: Insurers receive support in reporting loss events early, based on real-time telematics data and easy access to driver information through an intuitive web platform.
• Crash Reverse Assessment: This feature aids insurers in evaluating claims by providing additional support for claim verification and assessment.
• Breakdown Call (B-call): Drivers can request assistance and pinpoint their location for prompt service.

Digital Driver™ offers significant advantages in customer loyalty, segmentation, portfolio selection, risk analysis, and positively influences driving behavior. Additionally, it assists drivers during accidents, enhancing their overall experience with the insurance provider.

OCTO supports its business clients with a solution that is easily configurable for rapid market launch while effectively addressing fundamental activities related to risk pricing and crash management.

Insurers are invited to seek a trial code, download the app, and begin transforming the driving experience.